A 36-month experiment exploring rule-based portfolio construction for crowdfunding and P2P investing.
A simplified overview of the experiment, current portfolio status, allocation, and latest observations. Full Portfolio Snapshot here → Portfolio Snapshot
Reporting Period | Phase | Portfolio Value | Cash Idle | Estimated XIRR | Actual XIRR | Tactical Principal | Strategic Principal | Health Score |
|---|---|---|---|---|---|---|---|---|
The sections below summarize the framework, current portfolio allocation, and latest observations from the experiment.
Portfolio Rules:
Estimated XIRR ≥ 8%
Borrower Limit: No single borrower should be capable of eliminating the portfolio's target annual return.
Portfolio Limits: No platform, country, asset class or maturity category should dominate the portfolio.
Allocation Rule: Invest only when opportunities satisfy the framework.
Adjustment Rule: Use future cash flows to gradually improve portfolio balance.
Learn More → Methodology
Latest Update:
Portfolio launched.
Current focus: Building initial portfolio positions.
Current phase: Build.
Read Project Diary → Project Diary